Privacy Statement

At Pony Express Community Bank (PECB), the basis of each customer relationship is trust. You have chosen to do business with PECB, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy principals outlined below.

Respect of Right to Privacy

At PECB, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities. And while information is critical to providing quality service, we recognize that one of our most important assets is our customers’ trust. Thus, the safekeeping of customer information is a priority for PECB.

Collection and Use of Personal Information

PECB collects nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;

Information about your transactions with us or others, such as your account balance, payment history, parties to transactions, and credit card usage; and

Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.Maintenance of Accurate Information

We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.

Limiting Employee Access to Information

Each PECB employee is required to follow our Company’s "Code of Conduct" which states that all customer information is considered private and privileged and is to be used solely for the purpose of providing you with the finest service available.

Protection of Information via Established Security Procedures

PECB safeguards information according to established security standards and procedures and we continually assess new technology for protecting information. Our employees are trained to understand and comply with these information principles.

Restrictions on the Disclosure of Account Information

We do not reveal specific information about your accounts or other personally identifiable data to unaffiliated third parties for their independent use unless: 1) you request or authorize it; 2) the information is provided to help complete a transaction initiated by you; 3) the information is provided to a reputable credit bureau or similar information reporting agency; or 4) the disclosure otherwise is lawfully permitted or required. We do not provide account or personal information to unaffiliated third parties for their independent telemarketing or direct mail marketing of any non-financial products or services of those companies.

Maintaining Customer Privacy in Business Relationships with Third Parties

If personally identifiable customer information is provided to a third party, we will insist that the third party adhere to similar privacy principles that provide for keeping such information confidential.

Customer Inquiries

PECB recognizes and respects the privacy expectations of our customers. We want our customers to understand our commitment to privacy in our use of customer information. As a result of our commitment, we have developed these Privacy Principles which are made readily available to our customers. Customers who have questions about these Privacy Principles or have a question about the privacy of their customer information should call their nearest PECB Branch or e-mail us at