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Locally Owned, Locally Operated

Pony Express Community Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013.  On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. 

Pony Express Community Bank strives to offer our customers top notch customer service with a friendly smile.  We offer the best customer service without sacrificing the quality of banking products and services, and we think our customers would agree!

Pony Express Community Bank is the only locally owned bank in the St. Joseph, Missouri area.  With two branches in St. Joseph, and the original branches in Elwood and Lucas, Kansas, we offer convenient locations for all customers.  Our primary trade territory covers Buchanan and southern Andrew counties in Missouri, and Doniphan, Russell, and Lincoln counties in Kansas.  Please click on the Locations link to see all four branches and ATM locations. 

Our customers are important to us.  Let us know what additional information or links you would like to see on the Pony Express Community Bank site.  Before you leave, please take a moment to e-mail your comments and suggestions.  A form is provided at the bottom of the page.

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