NOTICE OF EXPIRATION OF THE TEMPORARY FULL

FDIC INSURANCE COVERAGE FOR

NONINTEREST-BEARING TRANSACTION ACCOUNTS

Unless otherwise extended by Congress, by operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, click here.


Locally Owned, Locally Operated

Pony Express Community Bank strives to offer our customers top notch customer service with a friendly smile.  We offer the best customer service without sacrificing the quality of banking products and services, and we think our customers would agree!